How many of us would invest in a buy to let property, install the tenants and then walk away and not go back to check on it for five years? In just the same way, financial plans, mortgage, ISAs, pensions, even building society savings accounts all need attention on a regular basis and that is why we offer a holistic service, starting with a free initial meeting to find out what you are looking for from us and to work out what your lifetime goals are. Then the real work begins, formulating our advice, discussing it with you and building a strategy to help you achieve your goals.

The objectives you have may be simple, perhaps investing a lump sum, sorting out an investment that has disappointed you and needs to be revised, setting up a worthwhile retirement plan, organising your mortgage, or protecting your family or business against the effects of ill health or death of a breadwinner or key person. Equally those needs could be more complex - we can help a business owner prepare an exit strategy for retirement or to buy a new office building using a pension plan.

Additional services

Existing clients usually choose to join our optional Annual Review Service which ensures that the plans we put in place remain relevant to their changing lifestyles and requirements. Equally important is the need to keep pace with the constantly rewritten rules on tax, business and investment that the government announces and which affect us all. This Annual Review Service has been in operation for a number of years for a limited number of clients but we are now pleased to be able to offer it to all our clients for a modest additional fee.

In summary, if you are looking for a comprehensive financial planning service to include investment of capital, savings from income, retirement planning, family protection ( including critical illness cover and income protection), business financial planning, mortgages (including buy to let) or inheritance tax, Acumen Financial Partnership can help you make the right decisions.

	Make sure you are planning for the retirement you always promised yourself. Contact Acumen for a personal review and make sure you are on target by emailing us on info@acumenonline.net or calling 0151 520 4353.

Your home may be repossessed if you do not keep up repayments on your mortgage. Buy to Let mortgages are not regulated by the Financial Services Authority. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate we will charge a fee of up to £295 for arranging your mortgage.